The United Nations Capital Development Fund (UNCDF), an international funder, and BRAC, an international nongovernmental organization (NGO), are both dedicated to helping the poorest people in the world. UNCDF’s Financial Inclusion Practice Area has a more narrow focus on extending financial services to the poor, following an inclusive finance approach that seeks to ensure that a range of financial products is available to all segments of society, at a reasonable cost and on a sustainable basis. BRAC believes in a holistic approach to poverty, empowering people and communities through multiple social and economic programmes that include microfinance. Regardless of the focus and approach, both institutions are prepared to take risks to achieve their goals, which often entails funding or operating programmes in extremely challenging environments. As a UNCDF manager said, “We take risks that others won’t.”