This monitor is one in a series of financial inclusion knowledge products published by UNCDF. Each country monitor provides information on the progress made by MM4P, as well as the main targets, in promoting financial inclusion through digital financial serviced (DFS) in least developed countries (LDCs).

MM4P uses a theory of change approach to DFS development, which focuses on making shifts between stages of market development, moving from Inception to Start-up to Expansion and eventually a mature market known as the Consolidation phase. Through each stage, MM4P uses interventions at the Policy & Regulation, Provider, Agent, High Volume and Customer levels to improve market conditions and facilitate shifts.